Get a loan easily, confidentially and 100% securely.
Our micro-lending platform is there to help you in case of urgent financial need without a credit check.
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Guaranteed simplicity for bad credit loans
Fill out your online form
With our online service, endless paperwork is a thing of the past.
We process your request.
We’ll process your request within 60 minutes!
Get your money.
Once your request has been approved, you’ll receive your money by Interac transfer within 30 minutes!
Apply for online loans with no credit check
Get a microloan quickly and easily to cover unexpected expenses, pay an urgent bill or carry out a small project. We offer flexible loans tailored to your needs. Apply now!
Enjoy an exceptional instant loan experience
Thanks to our values, we are committed to providing you with an exceptional lending experience that meets your needs and exceeds your expectations.
Support
At Micro Click Loans, your financial situation is our top priority. We’re with you every step of the way. Our dedicated team is ready to answer all your questions, offer sound advice and accompany you throughout your loan application. You can count on our warm, professional support to guide you.
Confidentiality
The confidentiality of your personal and financial information is very important to us. We are committed to protecting your privacy with the utmost rigor. Any data you share with us is treated securely and confidentially, in accordance with the strictest data protection standards.
Transparency
We believe in total transparency. We provide you with all the information you need about our micro loans, including conditions, fees and repayment terms. We’re committed to providing you with a clear and honest lending experience, where every detail is explained transparently.
A relationship of trust
At Micro Click Loans, we view our customers as partners. We understand the importance of your trust, and we’re committed to building a strong, lasting relationship with you. As your financial partner, we work together to find the best loan solution for your needs. Your success is our success.
Professionalism
We are committed to maintaining a high level of professionalism in all our dealings with you. Our team is made up of experienced and dedicated professionals, who treat every loan application with the utmost seriousness. We offer a courteous, caring, reliable and straightforward service, ensuring that all your concerns are dealt with professionally.
Required documents:
Identification (driver’s license, health insurance card, passport).
Bank statement for the last 30 days.
Last salary statement.
Specimen cheque.
Repay at your own pace for a stress-free borrowing experience.
We offer repayment options tailored to your financial capacity, so you can manage your payments according to your possibilities. Whether you prefer a quick repayment or one spread over a longer period, our aim is to offer you a repayment solution that suits you.
Our team will provide you with financing tailored to your specific situation.
To be eligible, you must meet the following criteria
Be employed and have a salary as your primary source of income.
Be a Canadian citizen.
Be at least 18 years of age.
FAQ
Micro Click Loans is a Canadian company specializing in microcredit, offering fast and convenient loan solutions for your urgent financial needs.
The application process is simple and easy. Visit our website at microclickloans.com and complete our simple online application form. We’ll guide you through the process to make your experience quick and easy.
To qualify for a small loan at Micro Click Loans, you must :
- Be of legal age and reside in Canada.
- Have a regular source of income, whether employment or another form of stable income.
- Provide the required documents, such as valid identification and proof of income.
The maximum amount you can borrow depends on your financial situation and ability to repay. Our team will assess your request and inform you of the amount approved.
The repayment period depends on the amount borrowed and the agreement reached. We offer flexible repayment options to suit your financial capacity.
At Micro Click Loans, we understand the importance of speed. We strive to process micro-credit applications in less than 60 minutes. Once your application has been approved, the transfer order is issued in less than 30 minutes.
Your quick online loan is just a click away
Annual Percentage Rate (APR)
The financial institutions we partner with offer an annual interest rate of 28%. However, it’s important to note that the official agent may charge additional fees.
Minimum and Maximum Repayment Period
The loans we offer are set for a period ranging from 90 to 180 days. Other institutions we collaborate with offer an approximate interest rate of 28%.
Example of Loan Repayment
The following loan is provided here solely as an example and cannot be replicated. If you take out a $300 loan repayable in six bi-weekly payments, you will be charged $86 per payment.
Once all of your payments are completed, you will have spent $516, which includes your initial borrowed amount with the addition of interest fees totaling $19 in this case, and considers a processing fee payable to the official agent and broker in the amount of $197.
Each loan application is assessed by our agents, and fees may vary based on your request.
Be Responsible!
Used responsibly, short-term loans may be the right solution for you. However, short-term loans have higher interest rates and fees than loans obtained through a locally chartered financial institution. This type of service should be used as infrequently as possible or in the event that no other alternative, at lower interest rates, exists for you. Taking out multiple loans of this nature will saddle you with debt and cause serious financial problems.
